R+V is one of the leading German insurers. The company has been on the road to success for many years and is characterized by its high risk-bearing capacity. Almost 9 million customers with around 26.5 million contracts trust the services of R+V. The parent company of the R+V Group (R+V) is R+V Versicherung AG, based in Wiesbaden, Hesse, Germany. R+V Versicherung AG is majority-owned by DZ BANK AG Deutsche Zentral-Genossenschaftsbank (DZ BANK AG) based in Frankfurt/Main, Hesse, Germany. Further shares are held by other cooperative associations and institutes. As part of the DZ BANK Group, R+V belongs to the Genossenschaftliche FinanzGruppe, the cooperative financial group of the National Association of German Cooperative Banks (BVR), which represents all the cooperative banks in Germany and, based on total assets, is one of the largest private financial service organizations in Germany.

The business activities of R+V are divided into three business areas, which are subject to internal control and monitoring. These are the direct property and casualty insurance business, the direct life and health insurance business as well as the assumed reinsurance business. The product range of the R+V companies includes all known insurance products: R+V offers both standard products and individual solutions for private customers. In the corporate customer business, R+V has traditionally been closely associated with small- and medium-sized companies from industry, trade, commerce and agriculture. R+V develops industry-specific protection concepts for them. The spectrum ranges from cross-sector target group concepts in the area of composite insurance to company pension schemes in industry pension schemes. At the same time, it is the central reinsurer of the primary insurance companies of R+V. It also operates independently on the international reinsurance market. In 2020, R+V Group achieved gross-written premiums of 18.95 billion euros, the highest value in its history.

For R+V as a cooperative company, acting responsibly towards the environment, employees, customers and society has always been a matter of course, because the basic cooperative idea combines economic success with socially responsible action. R+V is pursuing a group-wide sustainability strategy, so that all activities in terms of sustainability are even better coordinated. R+V understands sustainable development as a continuous improvement process. The aim of R+V’s sustainability management is that sustainability aspects are considered in decisions in all areas of the company. To emphasize R+V’s commitment towards sustainability, the board of management of R+V Versicherung AG has decided to join UN Environment’s Principles for Sustainable Insurance Initiative.