9 October 2007 | Bucharest, Romania
UNEP FI’s Central and Eastern European Task Force has held an outreach event for the financial services sector of Romania, on 9 October in Bucharest. The event entitled “EU environmental regulations – Risk or Opportunity for the Financial Sector?” looked in detail how accession to the European Union and the subsequent tighter environmental requirements for industries will impact on the finance and insurance sector. Speakers in particular mentioned regulations like REACH, IPPC, the EU liability directive or the EU Emissions Trading Scheme, which might pose challenges to Romanian industry. The financial sector needs to be aware of how these regulations affect their customers as non-compliance can have repercussions e.g. on the client’s ability to repay a loan. In addition, other environmental factors like land contamination should be on a financial institution’s radar screen when land is accepted as collateral due to the fact that land owners are increasingly held liable for cleaning up contamination. Climate change was highlighted as one of the key environmental topics that particularly impact on the insurance industry, as more extreme weather conditions e.g. more frequent flooding will result in increasing insurance claims. On the other hand EU Accession was highlighted as an opportunity, as many of the EU funds e.g. for infrastructure investments require a national financial contribution, thus presenting a business case also for the private financial sector. The event was kindly hosted by Interamerican Insurance Romania. UNEP FI will undertake a country study as a follow up to the event, in order to better understand the sustainability topics of interest to the financial sector in Romania. The questionnaire that was handed out at the event is available for download below and can still be returned until end of October 2007.
Documents
- Agenda Romania (PDF: 105 KB)
- Questionnaire on sustainable finance in Romania (Word Document: 208 KB)
Presentations
- The environmental situation in Romania – What has changed through entry into the EU? (PDF: 610 KB Romanian)
Doina Frant, Director of the Cohesion Fund Directorate, Ministry of Environment and Sustainable Development - Best practice examples of Interamerican Insurance Romania (PDF: 402 KB English)
George Valais, COO, Interamerican Romania - Best practice examples of Banca Comerciala Romana (PDF: 475 KB Romanian/English)
Alina Radu, Environmental Team, Banca Comerciala Romana - Corporate Social Responsibility or how listed companies may use the capital market to face their environment challenges (PDF: 437 KB English)
Mariana Ciurel, Strategy and International Alliances, Bucharest Stock Exchange - The Impact of Romania’s Accession to the EU – The IPPC and REACH Directives (PDF: 242 KB Romanian)
Mihai Dogariu, General Manager, ASCEND Consulting SRL - Climate change and the EU Emissions Trading Scheme – What does it mean for the finance sector? (PDF: 839 KB English)
Fotis Kourmousis, Special Secretary to the Board, Union of Environmental Scientists in Greece - Opportunities for financial institutions to get involved in co-financing EU environmental projects (PDF: 801 KB English)
Mr Adrian Mihailescu, Development Manager, Carl Bro srl - How financial institutions can utilize EU funds to manage environmental impacts
Vrasidas Zavras, Head of Environmental Department, Piraeus Bank - Introduction to environmental credit risk management (PDF: 129 KB English)
Anne Maria Cronin, Principal Environmental Specialist, EBRD - How can environmental risk management policies minimise operational risks for the bank as well as for the environment – The case of brownfields revitalization (PDF: 966 KB English)
Sultana Gruber, Product Ecology/Sustainable Products, Unicredit/Bank Austria Creditanstalt - Environmental insurance for brownfield transactions and contaminated sites (PDF: 566 KB English)
Dr Simon Johnson, Managing Director, Global Environmental Partners - Greening the banking products
Vrasidas Zavras, Head of Environmental Department, Piraeus Bank - The impact of the new E.U. Environmental Liability Directive 2004/35/CE on the European Insurance Market (PDF: 282 KB English)
Costas Tsolakidis, Assistant Manager, Environment & New Technologies, Interamerican Hellenic Property & Casualty Insurance Co. S.A. - Insuring for Sustainability – why and how leaders are doing it (PDF: 416 KB English)
Costas Tsolakidis, Assistant Manager, Environment & New Technologies, Interamerican Hellenic Property & Casualty Insurance Co. S.A.